The Reverse Finance Company ltd

Terms and Conditions

This website is owned and operated by The Reverse Finance Company Ltd. ("The Reverse Finance Company Ltd." or "we" or "us") a company registered in England and Wales under number 05893053 at Douglas Bank House, Wigan Lane, Wigan, Lancashire, WN1 2TB.

These terms and conditions set out the rules for how The Reverse Finance Company Ltd. operates and runs this website. By using the website you acknowledge that you have read and agree to be bound by and comply with these terms and conditions.

If you do not agree to be bound by these terms and conditions, please do not use this website.

1. INTELLECTUAL PROPERTY

1.1 Copyright

All website design, text, graphics and the selection and arrangement of them are either Copyright © 2006, The Reverse Finance Company Ltd. or its third party licensors.

All rights are reserved.

1.2 Trade Marks

All trading names, brand names, products and service names and titles and copyrights used in this website are trade marks, trade names and service marks or copyrights of their respective holders. No permission is given by The Reverse Finance Company Ltd. for their use by any person other than such holders and such use may constitute an infringement of the holders' rights.

1.3 Restricted use of Website Content

Permission is granted to electronically copy or print portions of this website for your own personal, non-commercial use. Any other use of materials on this site without The Reverse Finance Company Ltd.' prior written consent is strictly prohibited.

1.4 Infringements

The Reverse Finance Company Ltd. takes any actual or suspected infringements of its intellectual property rights seriously. The Reverse Finance Company Ltd. will defend its rights and, where appropriate, will take legal action against infringers (including any persons who copy this website for commercial gain). The Reverse Finance Company Ltd. have appointed Clay & Co to act as its legal advisers in respect of any such action.

2. Disclaimer

2.1 The Reverse Finance Company Ltd. does not warrant that this website will be available at all times or that it is virus or error free. You are therefore recommended to take all appropriate safeguards before downloading any information or images from the website.

2.2 This website is for information purposes only and is provided on an "as is" basis. The Reverse Finance Company Ltd. accepts no liability for the accuracy, completeness, currency or truth (save for fraudulent representations) of any of the information contained in the website, or for any reliance placed by any person on such information.

2.3 Any advice given on this website is for guidance purposes only and nothing on the pages of this website shall be deemed to constitute the provision of financial, investment or other professional advice. The content of this website should not be relied upon or used as a substitute for professional advice on your specific requirements.

2.4 Subject to clause 2.5, The Reverse Finance Company Ltd. shall not be liable for any claims or losses arising out of or in connection with your use of this website howsoever arising, including (without limitation) the following claims or losses:

2.4.1 any indirect, special or consequential loss;

2.4.2 any loss of business, data, profits, revenue, goodwill or anticipated savings; or

2.4.3 loss or damage to your, or any third party's, data or records.

2.5 Nothing in these terms and conditions shall exclude or limit The Reverse Finance Company Ltd.' liability for any acts or omissions for which the governing law prohibits the exclusion or limitation of liability.

3. Privacy

You acknowledge and agree to be bound by the terms of our privacy policy which is incorporated into these terms and conditions.

4. Miscellaneous

4.1 These terms and conditions represent the entire understanding relating to the use of this website and supersede all other statements, representations or warranties (whether written, made electronically or orally) made by The Reverse Finance Company Ltd.

4.2 Any rights not expressly granted in these terms and conditions are reserved by The Reverse Finance Company Ltd.

4.3 If any provision of these terms and conditions are found to be invalid or unenforceable by a court, it will be severed from the rest of these terms and conditions which shall remain unaffected.

5. Law and Jurisdiction

5.1 This website is intended exclusively for residents of the United Kingdom. The Reverse Finance Company Ltd. makes no representations that the content and/or materials contained in this website are appropriate or available to users in other locations.

5.2 These terms and conditions will be governed by and construed in accordance with the laws of England and Wales. Any disputes arising in relation to this website or your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.